What does a cash-flow forecast show?
It projects monthly inflows, expenses, net cash flow, and closing cash using your assumptions.
Practical digital tools for everyday life
Business software for growing organizations
Free, fast, and easy to use
Startup finance toolkit
Model revenue, recurring expenses, and closing cash month by month without uploading financial assumptions.
Each month applies your revenue and expense growth assumptions, adds optional recurring inflow, and rolls the net cash flow into closing cash. For example, a business beginning with 20,000, earning 8,000 monthly, and spending 12,000 monthly has an initial 4,000 monthly cash deficit before growth assumptions.
It projects monthly inflows, expenses, net cash flow, and closing cash using your assumptions.
No. Revenue and growth are inputs you control, not an external prediction.
It indicates the first forecast month when projected closing cash becomes negative.
Yes. Add a recurring other monthly inflow.
No. It changes display formatting only.
No. The scenario and exports are calculated locally in your browser.
Yes. CSV and PDF exports use the displayed forecast data.
Only if you include tax inside the expense or inflow assumptions.
Enter the period useful to your planning; the tool calculates each month.
No. It is an illustrative planning tool; validate material decisions with your records and advisors.